Apply for spousal benefits retroactively

For example, if you claim benefits four months after you reach FRA, you can get payments for those four months. SSA Handbook 15You may be entitled to monthly benefits retroactively for months before the month you filed an application for benefits. Jan 0 20Todays column addresses whether to retroactively file for spousal benefits after FRA, when Social Security benefits can be taxe the availability of spousal benefits, whether to move to another state to file and filing after multiple, including common law, marriages. We will check to see whether you can get a higher benefit as a widow or widower.

Doing so wouldnapost have any effect on her own retirement benefit rate at age 70.

Nov 1 20Social Security spousal benefits pay a beneficiaryaposs spouse in retirement. In certain cases, benefits involving disability up to months may be paid retroactively. Nov 0 20Your wife can claim spousal benefits for up to months retroactively, but not for months prior to the month in which she reached her full retirement age of nor for any months prior to your first month of entitlement to benefits. Oct 1 20If you apply one to five months after you reach FRA, you can get retroactive benefits in a lump sum for that number of months.

A retroactive benefit is a lump-sum payment of up to six monthsapos worth of Social Security benefits paid for late claimants. If you are not getting benefits, you should apply for survivors benefits promptly because, in some cases, benefits may not be retroactive. For example, full retirement age claims and survivor claims may be paid for up to six months retroactively.
If you are getting retirement or disability benefits on your own record: You will need to apply for the survivors benefits. If you file six months or more past full retirement age, you can get up to six months in back benefits.

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